How do you use credit?
Most people think of credit as something to avoid — a source of debt or stress. But the wealthy see it differently. To them, credit isn’t a liability; it’s leverage.
When managed strategically, multiple lines of credit can help you grow your capital, protect your cash, and seize opportunities that others miss.
Join us on Fynanc Substack to learn how investors use credit as leverage — not liability.
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Why Use Multiple Lines of Credit?
Each line of credit serves a specific purpose — funding assets, business projects, or investments that generate returns.
Used wisely, this approach helps you:
- Stay liquid so your cash is available for high-return opportunities
- Move faster when great deals arise
- Scale investments without draining your savings

What to Watch Out For
Leverage only works when managed with discipline:
- Avoid overextension
- Monitor interest rates
- Never treat credit like extra income
Used carelessly, credit creates stress. Used strategically, it accelerates growth.


